This is a good deal but since I already have my calendar - I won't be doing it...
Anyway - go to www.target.com/shutterfly/calendar
then sign into your account
create a 16x20" calendar (only 2009 available)
when you check out use FREECALENDAR as the promo code and hit apply
The cost of the calendar is usually $19.99 but you get it for free
Shipping/tax is about $5.15
A great deal if you need a calendar with your photos on it! It might work for a collage, but I didn't try it.
Offer expires 1/18/09
Have fun!